Health and Life Insurance

Life Insurance

person at desk looking at life insurance search results on white tabletFinding the right Life and Health Insurance products can be challenging in today’s insurance environment. We offer a variety of individual life and health insurance products that are tailored to fit your individual needs. We can help you make educated decisions about all of your health insurance needs. Contact us for more information or a free quote!

Group Health Insurance

piggy bank set on top of a sheaf of health insurance epoloicy documentsOur Group Health Insurance plan not only covers commercial customers, but also individuals who need protection.

Vince Hrobat Insurance Agency knows that health insurance has been going through some changes over the years. We promise our customers that we are following the trends and will provide the coverage you pay for. We also offer many options, so that all of our customers can feel protected.

Contact us for more information or a free quote!

Individual Health Insurance

doctor shaking child's hand as father sits in backgroundIndividual health insurance is designed to offer wide coverage as well as high deductibles for any financial losses.

Individual health insurance programs are created for anyone who cannot receive health care benefits from an employer. We know that health care is expensive and we want to make sure that you and your family are covered at an affordable price.

We can offer numerous plans from many different health care insurance companies since we are an independent agency. It is in our best interest to find you and your family the best health care coverage.

Contact us for more information or a free quote!

IRA’s

piggybank next to calculator in front of chalkboard with Retirment, ROTH, 401K, and IRA written on itAre you thinking about retiring or want to be prepare when you are ready?  Vince Hrobat Insurance Agency, has a range of Individual Retirement Account policies to meet your needs. Contact us for more information or a free quote!

Long Term Insurance

elderly couple look over paperwork seated by table with multiple pill bottlesLong Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living.

Most long term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Contact us for more information or a free quote!

Disability Insurance

person seated at table with coffee mug reading disability insurance documentsBusiness owners and executives really should take into consideration individual disability insurance. We offer both group and individual policies. We want to ensure you plus the rest of the team.

The cost of group plans is less expensive than one may think. Once it is set in place, all are automatically covered within the business.

If an employer does not offer these policies, we recommend looking into these policies for personal safety. Individual disability plans will start to pay benefits after one has been out of work between 1-6 months.

If an employer does offer group coverage, make sure to check of the qualification like: length of coverage, benefits, commission income and whether or not the coverage will last after leaving the organization and the employer.

Contact us for more information or a free quote!

Medicare Supplements

stethescope hanging in front of corkboard with paper that says MedicareVince Hrobat Insurance Agency offers Medicare Supplement insurance to help our clients pay some of your health care costs that Medicare may not cover. This insurance helps the client with co-payments, coinsurance, and deductibles. Contact us for more information or a free quote!

Toll-free: 1-800-529-2007
Phone: 216-524-2007
Fax: 216-524-4487