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Business Insurance

Business Owners Policy

two men in business suits discussing over tablet at deskWe provide Business Owners Policy (BOP) insurance to many businesses in Parma and the state of Ohio. A Business Owners Policy combines multiple different coverages into one policy to protect your small to medium-size business assets. Vince Hrobat Insurance Agency, Inc. can provide your business with a package to fit your industry needs. Contact us for more information or a free quote!


Commercial Auto

3D rendering of white motorbike, van, and tractor-trailer lined up next to each otherCommercial auto insurance insures your vehicles for physical damage and liability coverage for liability, collision, and more not covered by a personal auto policy. Commercial Auto insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Contact us to find out why you need commercial auto insurance and what it covers. Contact us for more information or a free quote!

Commercial Property

empty commercial business lotCommercial property insurance covers the establishment and the contents that the company owns. Many things are considered “property” including money, goods and computers. The liability policy coverage should protect the building against events such as burglary, vandalism and fire. Contact us for more information or a free quote!

Retail Stores

smiling florist standing in front of her flower shopParma, Ohio has many retail stores and they all have one important need: Insurance. Let us evaluate your risk for damage and liability for your retail store in and around Parma. Retail stores need insurance to protect themselves from damage that may occur to their inventory or accidents to your customers. Contact us for more information or a free quote!

Cyber Insurance

3D graphic of keyhole in shield shape over background of green circuitryCyber insurance generally covers your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers and health records. Contact us for more information or a free quote!


contractor in yellow hardhat looking over plans at unfinished job siteContractor’s General Liability insurance is perfect for general contractors, residential and commercial builders, construction managers, design and build firms and subcontractors.

Contractor policies are available for every project:

  • General liability insurance
  • Contractor insurance
  • Builders risk insurance
  • And more!

Contact us for more information or a free quote!

General Liability

Professionally dressed man speaking with couple in white officeGeneral Liability insurance coverage can protect your business from unexpected expenses such as bodily injury and property damage. Vince Hrobat Insurance Agency, Inc. can assist you in selecting the most appropriate policy available. We will help you customize a specific plan that works for your Parma business. Contact us for more information or a free quote!

Workers Compensation

arm in cast writing in red marker on flow chart of accident, injury, claim, and compensationWorkers’ compensation insurance protects employers from claims that result from employee injuries. Most employers are legally required to provide coverage for medical bills and lost wages sustained as a result of on-the-job accidents or sicknesses. Workers compensation coverage is the largest insurance expense for many businesses. Contact us for more information or a free quote!


confident restraurant owners standing together indoorsRestaurant insurance protects against unexpected incidents while also addressing the unique needs of the establishment. No matter how large or small your business, you could be held liable for anything from spilled coffee to outdated food.

Restaurant & Bar Insurance is needed for the following:

  • Fast Food
  • Casual Dining
  • Fine Dining
  • Pub
  • Coffee Shop

Contact us for more information or a free quote!

Toll-free: 1-800-529-2007

Phone: 216-524-2007

Fax: 216-524-4487

Text Us: (216) 294-2541